[*] O.A.C. Subject to terms of your Flexiti cardholder agreement. Minimum purchase may apply. Admin and/or annual fees may apply; varies by merchant. Promotional plans and available interest rates vary based on applicant’s creditworthiness at time of application. Promos and terms may be changed without notice.

[1] O.A.C. Subject to terms of your Flexiti cardholder agreement. For no payments deferred plans, no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. For no interest equal monthly payment plans, no interest will accrue during the promo period and monthly payments include premiums for payment protection insurance, fees and taxes if applicable. If any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), and 39.99%. Any balance at the end of the promo period bears interest at the Account AIR. Admin fees may apply depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promo term length (excluding Quebec residents). Annual fee of $24.99 may apply ($39.99 for residents of Quebec). No payments deferred plans are not available for Quebec residents, however, other deferred interest promos are available. Promos and terms may be changed without notice.